Egypt's Financial Regulatory Authority (FRA) has raised the value of the personal accident insurance policy for Egyptians abroad and their families to 250,000 Egyptian pounds—up 150 per cent from the previous limit—and expanded eligibility to all expatriate workers, including those without official work permits. The updated policy, now optional, took effect in July 2025. Developed in cooperation with the Ministry of Foreign Affairs, the policy aims to better integrate expatriates into Egypt's social protection system. It offers coverage for natural and accidental death, as well as total permanent disability, with repatriation costs included. According to the FRA statement, the policy will be managed by the Egyptian Travel Insurance Pool and now covers all Egyptians working abroad and their families, instead of only those registered under Law No. 173 of 1958. Expatriates can subscribe via the Pool's website, mobile app, or WhatsApp. In cases of natural death, the Pool covers repatriation up to the policy limit. If burial occurs abroad, it pays the equivalent repatriation cost. For accidental death, the full amount is distributed to heirs after repatriation costs, with coverage available to individuals aged 18 to 70. Foreign Minister Badr Abdelatty described the policy as part of a broader state strategy to support Egyptians overseas and strengthen ties with national institutions. Deputy Foreign Minister Nabil Habashi said the expansion responds directly to feedback from the Fifth Conference of Egyptians Abroad. Attribution: Amwal Al Ghad English Subediting: M. S. Salama
